How to Apply Maryam Nawaz Parwaz Card: Online Apply & Guide

The Government of Punjab has officially entered a new phase of youth empowerment with the launch of the Maryam Nawaz Parwaz Card 2026. This initiative led by Chief Minister Maryam Nawaz Sharif represents a significant digital step toward addressing unemployment and financial instability in the province. The registration window for the first phase of 2026 is open from January 5 to January 28, 2026.

If you are a resident of Punjab looking for a way to start a business or travel abroad for work without the burden of interest based loans, this card is your ultimate solution. In this guide we will break down every detail you need to know to get your application approved.

What is the Maryam Nawaz Parwaz Card?

The Parwaz Card 2026 is a multi purpose digital tool designed to provide a “one-stop” solution for the financial and professional needs of the youth. Unlike traditional schemes this program is fully paperless and transparent. It is divided into three major categories:

Interest-Free Business Loans: Funding for startups and SMEs to promote self-employment.
Overseas Employment Support: Financial aid for skilled workers moving to foreign countries.
Advanced Skill Training: Priority access to international standard vocational courses.

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Key Features and Benefits

The Parwaz Card offers benefits that were previously unavailable through a single government platform. Here is why this scheme is a game changer:

Zero Interest : Whether you take a loan for business or travel, you only pay back the principal amount. There is no hidden markup or interest.
High Loan Limits: Depending on your business tier, you can access up to Rs. 30 Lakh (3 Million PKR).
Safe Foreign Travel: The card covers pre-departure expenses such as visa fees, medical tests, and air tickets for workers heading to the UAE, Saudi Arabia, Qatar, and Europe.
Grace Period: Business loans come with a grace period of up to 3 months, allowing you to settle your business before you start paying installments.

Eligibility Criteria

To maintain transparency, the government has set specific criteria for different tracks of the Parwaz Card. Ensure you meet these before applying:

1. General Requirements

Residency: You must be a permanent resident of Punjab (Valid Domicile).
Identification: A valid and non-expired CNIC or B-Form is mandatory.
Clean Record: You must not be a defaulter of any bank or government financial scheme.

2. Track-Specific Rules

For business loans, applicants must be between 25 and 55 years old. An active NTN (National Tax Number) and tax filer status are required for Tier 2 loans.
For Overseas Support: Applicants must be between 18 and 45 years old. You must possess a verified job offer letter from a foreign employer with a monthly salary of less than 5,000 SAR (or equivalent).
For Skill Development: Open to all residents aged 18 and above who want to enroll in TEVTA or PSDF courses.

How to Apply for Parwaz Card

The application process is entirely online. Follow these steps to ensure a smooth registration:

Step 1: Access the Official Portal

Depending on your category visit the relevant portal. For overseas support and skills, go to parwaaz.psdf.org.pk. For business loans, use the akc.punjab.gov.pk portal or the Punjab e-Khidmat website.

Step 2: Account Creation

Click on the “Register” button. Enter your CNIC and a mobile number registered in your own name. You will receive an OTP via SMS to verify your account.

Step 3: Complete Your Profile

Enter your personal information, including your full name, permanent address and educational background. Ensure this data matches your CNIC exactly.

Step 4: Select Your Loan Tier/Category

Tier 1: Loans up to Rs. 5 Lakh (No collateral required).
Tier 2: Loans from Rs. 5 Lakh up to Rs. 30 Lakh (May require collateral or asset guarantee).
Overseas Track: Financial aid for travel and documentation.

Step 5: Upload Required Documents

You will need clear, scanned copies of the following:

CNIC (Front and Back).
Punjab Domicile.
Passport-size photograph.
Educational certificates or Skill diplomas.
Job offer letter for overseas track.

Step 6: Final Submission

Review your application for any errors and click “Submit.” You will receive a tracking ID via SMS. Keep this ID safe to monitor your application status.

Official Apply Portal: click here

Important Documents Checklist

Document	Format	Size Requirement
CNIC (Front/Back)	JPEG/PDF	Less than 2MB
Domicile Certificate	PDF	Clear & Readable
Educational Degree	JPEG	Most recent degree
NTN Certificate	PDF	Only for Tier 2 loans

Preparation Tips for Success

Check Your Tax Status: If you are applying for a large business loan, ensure your NTN is active. Inactive tax status is a common cause of rejection.
Verify Your Mobile SIM: The mobile number used for registration must be issued against your own CNIC.
Prepare a Business Plan: For loans above 5 Lakh, having a clear and viable business plan will increase your chances of approval during the interview phase.

Final Words

The Maryam Nawaz Parwaz Card 2026 is not just a financial scheme it is a roadmap for the future of Punjab’s youth. By removing the hurdle of high interest rates, the government is enabling the common citizen to contribute to the national economy. Whether your goal is to launch a local startup or secure a prosperous life abroad, this card provides the wings you need to take flight.

The current registration window closes on January 28, 2026. We highly recommend applying as early as possible to avoid the last-minute server rush. Take charge of your destiny today and let your professional journey begin with the Parwaz Card.